Help and Advice

Read our wide range of articles on moving house, updating your rented homes and dealing with estate agent.

First time buyer

For anyone looking to buy their first home, the process can seem daunting. At reallymoving.com, we’ve put together a range of top tips and informative guides to help First-Time Buyers at every step of the way.

Shared ownership in London

For first time buyers looking to purchase property in London, there are a number of government-supported schemes aimed at making it easier for people to get on the property ladder.

Canada

Whitepaper on Transparency for Solicitor Legal Fees

The Competition and Markets Authority (CMA) have called for studies into the transparency of legal fees and services, in order to explore whether customers were able to make informed purchasing decisions.

Conveyancing, London moving advice, First time buyer

First time buying in London

Buying your first home in London? Whether you’re new to the area or you’ve spent the last couple of years renting there are many key considerations to take into account during the searching and purchasing of your new London home.

Conveyancing, London moving advice, First time buyer

Getting a first time buyer mortgage

Unless you are in the position of having received a substantial windfall or inheritance, then you are unlikely to be in a position to buy a property outright using your own finances. For most people, buying their first home means getting a mortgage.

Conveyancing, First time buyer

Help to Buy Equity Loan scheme

While the government’s Mortgage Guarantee scheme has opened up a new range of 95 per cent mortgages for those looking to buy a new home, most mortgages on the market at the moment – and certainly many of those with more attractive rates – are still restricted to a much lower loan-to-value threshold, such as 75 or 80 per cent lending.

Conveyancing, Buying a house, First time buyer

Timeline for buying a house

For homebuyers – and first time buyers in particular – the process of purchasing a new home can seem like a long, drawn-out affair. It’s not unusual for it to take around six months from starting to look at properties to actually moving in, and if there are delays at any stage of the process then it can take even longer.

Conveyancing, Buying a house, First time buyer

Buying a house with friends

For many people, getting a foot on that first rung of the property ladder is now more difficult than ever. A combination of high house prices, larger deposit requirements and other economic factors mean that many would-be homebuyers view property ownership as a distant reality.

Conveyancing, Buying a house, First time buyer

What is a mortgage in principle?

One of the most important early steps when you set out to buy a home is working out what size of mortgage you can afford. You’ll find any number of online mortgage calculators on the websites of lenders, price comparison companies, mortgage brokers and so on. However, it’s worth remembering that these can only ever give a ballpark figure and are an illustrative tool only.

Conveyancing, Buying a house, First time buyer

Bank of mum and dad

One of the most important decisions when you are looking to buy your first home is working out whether you can afford it – and that doesn’t just mean keeping up the monthly mortgage repayments.

Conveyancing, Buying a house, First time buyer